I got to wear these sooner than I thought when it was in the 40s (F). I had an underlayer as well, although I don't recommend a thin underlayer if there is wind. I was warm and comfortable, especially after I got settled and had pedaled for a bit. I would wear a wind jacket if there is a more than 10 mph gust, but otherwise these are great. I have several of these, thermal and otherwise and have no complaints. They do the job and do it well. Thanks

I can't find anything wrong with this jersey. The quality is excellent, it fits as advertised, and it's comfortable. It's relatively close fitting, but not skin tight (I am on the skinny side). Perfect by itself or with a base layer for the shoulder seasons, or layered under a jacket for cold weather.

Nice quality and materials which seems warm. Great price compared to other big brand thermal jerseys. Torso fits great but sleeves are disproportionately loose.

The jersey is very cozy. I am a big fan.

Great quality. Wicked deal!